Celebrate with HCF this Lunar New Year. For a limited time, get up to $528 off on eligible hospital and extras cover in branch*, plus a gift box featuring a curation of handmade pastries and sweets, a gesture of good fortune for the year ahead (while stocks last at participating branches). Offer ends 16 February 2026. Find your nearest branch: hcf.com.au/locations/find-a-branch * Offer available from 12:01am AEDT 3 February 2026 to 11:59pm AEDT 16 February 2026 (Offer Period). To be eligible, yo
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Celebrate with HCF this Lunar New Year. For a limited time, get up to …
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Our health and wellbeing app, HCF Healthful, makes managing your health feel doable, no matter where or when your journey begins. With HCF Healthful, you get access to a personalised Health Score, evidence-based health programs, real-time health and wellbeing tracking, goal setting and a 24/7 digital coach*. Get started with HCF Healthful: www.hcf.com.au/healthful *Must have an active HCF health, life cover or Overseas Visitors Health Cover policy. Excludes members on Accident Only Basic, Ambula
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Our health and wellbeing app, HCF Healthful, makes managing your h…
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Hard work needs hard-working health cover. Choose HCF Overseas Visitors Health Cover. | HCF Health Insurance Australia
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Hard work needs hard-working health cover. Choose HCF Overse…
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Join HCF today and you'll get outstanding value cover from Canstar's most awarded* health fund. Plus with HCF Value Ads, you could even star in our advertising! | HCF Health Insurance Australia
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Join HCF today and you'll get outstanding value cover from Can…
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Hosting loved ones from overseas? Know they’re covered with HCF Overseas Visitors Health Cover. | HCF Health Insurance Australia
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Hosting loved ones from overseas? Know they’re covered with HCF O…
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Life’s always changing. Now your extras can too with HCF’s Choose My Extras. You get to choose four extras, and swap* your unused extras as you need... That’s big. *Changeable each calendar year. Annual limits and waiting periods apply. | HCF Health Insurance Australia
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Life’s always changing. Now your extras can too with HCF’s Choos…
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Hosting loved ones from overseas? Know they’re covered with HCF Overseas Visitors Health Cover. | HCF Health Insurance Australia
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Hosting loved ones from overseas? Know they’re covered with HCF O…
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Hard work needs hard-working health cover. Choose HCF Overseas Visitors Health Cover. | HCF Health Insurance Australia
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Hard work needs hard-working health cover. Choose HCF Overse…
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HCF offers eligible members a range of health and wellbeing programs at no extra cost, helping you set and achieve health goals. Nice. | HCF Health Insurance Australia
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HCF offers eligible members a range of health and wellbeing pro…
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HCF offers eligible members a range of health and wellbeing programs at no extra cost, helping you set and achieve health goals. Nice. | HCF Health Insurance Australia
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HCF offers eligible members a range of health and wellbeing pro…
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Private Health Insurance vs. Medicare: Who pays for what? - HCF Health Cover
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Private Health Insurance vs. Medicare: Who pays for what? - H…
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HCF - Most Trusted Private Health Insurance Brand, Most Trusted Brand Awards 2025
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HCF - Most Trusted Private Health Insurance Brand, Most Trusted Br…
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Discover Hidden Benefits of HCF Health Insurance
Discover Hidden Benefits of HCF Health Insurance
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Hard work needs hard-working health cover. Choose HCF Overseas Visitors Health Cover. | HCF Health Insurance Australia
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Hard work needs hard-working health cover. Choose HCF Overse…
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At HCF, we're all about giving members value. Over the last 10 years, we’ve paid out more benefits for every dollar paid in premiums than the industry average*. Because we’re for members, not shareholders. *88.8% compared to 85.3% across the industry over the last 10 years. | HCF Health Insurance Australia
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At HCF, we're all about giving members value. Over the last 10 y…
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HCF offers eligible members a range of health and wellbeing programs at no extra cost, helping you set and achieve health goals. Nice. | HCF Health Insurance Australia
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HCF offers eligible members a range of health and wellbeing pro…
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Hard work needs hard-working health cover. Choose HCF Overseas Visitors Health Cover. | HCF Health Insurance Australia
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Hard work needs hard-working health cover. Choose HCF Overse…
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HCF offers eligible members a range of health and wellbeing programs at no extra cost, helping you set and achieve health goals. Nice. | HCF Health Insurance Australia
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HCF offers eligible members a range of health and wellbeing pro…
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Get cover up to $1.5 million^, if you pass away or are diagnosed with terminal illness. ​ *To be eligible for a 10% saving, HCF members must have HCF hospital or extras cover (excluding Ambulance Only and Overseas Visitors Health Cover). Offer is subject to change.^This is the maximum benefit amount depending on your age and level of cover. Product issued by HCF Life. Consider the relevant PDS and TMD at hcf.com.au/lifeinfo | HCF Health Insurance Australia
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Get cover up to $1.5 million^, if you pass away or are diagnosed with t…
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Hosting loved ones from overseas? Know they’re covered with HCF Overseas Visitors Health Cover. | HCF Health Insurance Australia
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Hosting loved ones from overseas? Know they’re covered with HCF O…
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Hosting loved ones from overseas? Know they’re covered with HCF Overseas Visitors Health Cover. | HCF Health Insurance Australia
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Hosting loved ones from overseas? Know they’re covered with HCF O…
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Join HCF today and you'll get outstanding value cover from Canstar's most awarded* health fund. Plus with HCF Value Ads, you could even star in our advertising! | HCF Health Insurance Australia
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Join HCF today and you'll get outstanding value cover from Can…
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HCF offers eligible members a range of health and wellbeing programs at no extra cost, helping you set and achieve health goals. Nice. Eligibility criteria apply. | HCF Health Insurance Australia
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HCF offers eligible members a range of health and wellbeing pro…
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Life’s always changing. Now your extras can too with HCF’s Choose My Extras. You get to choose four extras, and swap* your unused extras as you need... That’s big. *Changeable each calendar year. Annual limits and waiting periods apply. | HCF Health Insurance Australia
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Life’s always changing. Now your extras can too with HCF’s Choos…
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At HCF, we're all about giving members value. That's why we created Life Protect, award-winning life insurance that helps support your family in the hardest of times with up to $1.5M in payment*. And now we're also giving members the chance to take over our advertising! | HCF Health Insurance Australia
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At HCF, we're all about giving members value. That's why we cr…
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Your visiting loved ones will feel at home with our friendly experts who speak many different languages and can help with health questions. | HCF Health Insurance Australia
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Your visiting loved ones will feel at home with our friendly experts wh…
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We’re proud to have been recognised at the 2024 Finder Customer Satisfaction Awards as Most Trusted Brand in the Direct Life Insurance category. Eligible HCF members save 10% on Life Protect premiums*. *HCF Life Protect is issued by HCF Life. Refer to the PDS & TMD available at hcf.com.au/lifeinfo and consider whether this product is appropriate for you. To be eligible for a 10% saving, HCF members must have HCF hospital or extras cover. Excludes Ambulance Only and Overseas Visitors Health Cover
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We’re proud to have been recognised at the 2024 Finder Cus…
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At HCF, we're all about giving members value. With our loyalty and rewards program, HCF Thank You, members can save an average of $900* a year on everyday essentials such as groceries and fuel with e-Gift cards. And now we're also giving members the chance to take over our advertising! | HCF Health Insurance Australia
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At HCF, we're all about giving members value. With our loyalty a…
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Our My Membership app is designed to make your health cover easier, simpler and faster to use – anytime, anywhere. Find the health and wellbeing programs that work for you, and a healthcare provider in our network to reduce your out-of-pocket costs.​ Access offers and discounts with our Thank You loyalty program. And we love a good chat – message us with your questions and we'll get back to you quick smart. Your trusted health partner in your pocket. Learn more: hcf.com.au/members/manage-your-he
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Our My Membership app is designed to make your health cov…
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Introducing HCF Value Ads! Because we're always trying to find ways to give more value, we're now giving members the chance to take over our advertising! You could do a party-trick on prime time telly, say happy birthday to your pet on a billboard - even show off your bird call on the radio. You could do whatever …as long as it’s legal. If you're interested, simply join HCF and email us at ValueAds@hcf.com.au with your membership number and how you would like to use the ad. Terms and conditions
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Introducing HCF Value Ads! Because we're always trying to fin…
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