Let's be honest: the fear of going house poor is real-and most buyers feel it. News about rates, inventory levels, and rising prices is everywhere. Here's what no one tells you: Just because you're pre-approved for a certain amount doesn't mean that number fits your actual budget or your life. Here is what you need to avoid: • Buying at the top end of your pre-approval without considering your full monthly expenses. • Forgetting hidden costs like property taxes, insurance, HOA dues, and PMI (if