Amy Danise is the staff Senior Insurance Editor for Buy Side. She has helped consumers understand insurance for more than two decades. Edited By Written by Insurance Deputy Editor, Buy Side Jennifer ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

No medical exam life insurance offers quicker coverage but costs more than traditional insurance. Types of no medical exam life insurance include simple issue and guaranteed issue policies. No medical ...

No-exam life insurance policies have a reputation for offering skimpy coverage at high prices. Recent innovations in data analytics, though, including the use of artificial intelligence (AI), has ...

Life insurance provides economic security for you and your loved ones in the event of your death. By making a payment to the insurance company each month, depending on your billing schedule, you can ...

When you apply for life insurance, you'll usually need a medical exam. This checks to see if you have a disease or are at risk for one. They will also look for any current drug use. The exam may ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

This can be a great option if you’re worried about a medical exam—or just don’t want to take one Written By Written by Contributor, Buy Side Choncé Maddox is a contributor to Buy Side and an expert on ...