Rebecca Lake is a journalist with 10+ years of experience reporting on personal finance. She also assists with content strategy for several brands. Data breaches and identity theft are no laughing ...

What changes are the FCA making to credit score files and what does it mean for you? - Your file contains borrowing history ...

Discovering an error on your credit report can be alarming, especially when that mistake affects your ability to secure housing, employment, or financing. While you ...

Having a business credit file can open the doors to many financing opportunities, which is why it’s important for new businesses to open theirs as soon as possible. You can open a business credit file ...

Security freezes: In Oklahoma you must pay $10 to have a security freeze put on and $10 to have it taken off. This puts your credit file on ice, preventing the information in your credit file from ...

What are business credit bureaus and how do they work? Financing a young company often depends on a record most founders don’t even realize exists: their business credit file. These files are created ...

Credit and home buying go together like peanut butter and chocolate. Of late, hackers and identity thieves have left a bad taste in the mouths of many prospective homebuyers. A perfect example was the ...

You can join bank accounts, move in together, and share a last name. But there is no such thing as a "joint" credit score. Getting married does not combine your credit reports, and your marital status ...

What happens when over 5 million* UK residents are unable to access mainstream credit? The issue is more significant than it seems. These 'credit invisible' individuals—ranging from freelancers to ...